In today's digital landscape, businesses face an ever-growing array of cyber threats that can disrupt operations and lead to significant financial losses. From ransomware attacks that lock critical data to sophisticated data breaches exposing sensitive customer information, the risks are real and escalating. Small and medium-sized enterprises, often seen as easier targets, are particularly vulnerable without robust protections in place. This is where cyber security insurance steps in as a vital safety net, offering financial coverage and peace of mind against the fallout from these incidents.